L.
LENDESTO
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Direct Lending Access

Capital for Heavy Assets
On Your Terms.

Frictionless financing and leasing options for every stage of your business. Up to $5 MIllion in equipment funding to power up your growth—without bank delays.

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check_circle No hard credit inquiry for underwriting
check_circle Direct Fedwire to machinery OEMs
check_circle IRS Section 179 100% write-off compliant
CAT Hydraulic Excavator civil construction equipment deployed at dusk
ACTIVE WIRE
CIVIL INFRASTRUCTURE
CAT 349 Excavator & Dozer Fleet $850,000
[ LEASE SPEC ] 60 Mo. Capital Lease
100% LTV • Same-Day Disbursed
High field Siemens MRI Diagnostic Suite in modern clinical medical hospital facility
MEDTECH FAST-TRACK
DIAGNOSTIC RADIOLOGY
Siemens Magnetom 3T MRI Suite $1,200,000
[ LEASE SPEC ] 48 Mo. Diagnostic Lease
90-Day Ramp • FMV Buyout Option
Capital Arranged
$53M+

Across 320 Transactions

Underwriting Velocity
24 Hours

Up to Same-Day Approvals

Deferred Payments
6 Months

While Asset Generates Revenue

Application Only
$350K ≤

No Statements Or Financials

Vertical Machinery Specialization

Flexible Financing For All

Unlike traditional banks with strict lending requirements, our underwriting matrix is wider and more inclusive allowing for even the most "hard-to-fund" buyers to get approved.

domain

Equipment & Tech

Tier-1 Assets

Max Facility $5 MM
Tenor Range 36 – 84 Mo.
Advance Rate 85%-100% LTV
Ramp Period Deferred First Payment
Qualified Businesses:
Medical Construction Restaurant Manufacturing Dental Veterinary Auto Shop
IRS Section 179 Eligible 100% FIRST YEAR EXPENSE ELIGIBLE
Direct Capital Infrastructure

Underwriting With A Human Touch

We bypassed the 3-week commercial bank backlog. Lendesto combines instant algorithmic financial parsing with experienced senior underwriters.

01

Digital Intake Engine

3 MINUTES

Submit a simple and secure online application to get started. Our system performs encrypted business verification with zero score impact.

lock Soft inquiry • 256-Bit TLS
02

Structuring & Approval

SAME-DAY

A dedicated equipment specialist models, optimizes, and tailors payments structures securing a swift approval.

tune Customized payment options
03

Direct Fedwire Disbursed

24H DISBURSE

Funds wire straight to the equipment vendor ensuring timely equipment delivery with no delay.

account_balance Direct wire transfer
tune Interactive Facility Modeling

Configure Your Capital Facility

Instant lease payment estimate & tax offset model based on current commercial benchmark rates.

$750,000
$100,000 (Min) $2,000,000 $4,000,000+ (Max Cap)
Estimated Draw 60 MO LEASE
$14,700 / month pre-tax
Includes standard buyout reserve
Sec 179 Tax Benefit 1ST YEAR WRITEOFF
$157,500 Est. cash tax reduction (21% corp)
IRS 2025 equipment expensing limit

Direct Underwriting Request

Pre-approval letter generated same-day with no corporate bureau score penalty.

verified_user Bank-grade 256-bit encryption. Zero credit bureau pull.
handshake OEM Partner & Franchised Dealership Network

Close More Deals Faster With Buyer Financing

Integrate Lendesto’s financing directly into your sales process. Customers can finance up to 100% of equipment cost. Software, maintenance, installation, and more may be included.

Same-day API access & instant buyer term calculators
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Commercial Capital Regulatory Notice: All financing, loans, and leases issued constitute non-consumer commercial credit agreements. These transactions are strictly executed for bona fide corporate entities, professional practices, and commercial operators. All funding actions subject to final documentation.